Retirement

Our retirement consulting and investment advisory services are complementary and extend to all facets of the management and oversight of retirement plans. 

We use our unique set of skills and experience to guide you in implementing a truly comprehensive fiduciary best practice program capable of mitigating risks to the plan's fiduciaries regardless of where they may occur.

Ascende Retirement Consulting

Since 2001, Ascende has provided full-service, over-the-shoulder retirement consulting services to companies in the United States and Canada. Our retirement experts have over 70 years of combined industry experience and provide support in areas ranging from plan design and strategic planning to legislative compliance and employee education.

Here, we believe that successful retirement plans prepare employees for financial security during retirement years. We work with you to design plans with features that encourage participation at sufficient savings levels, with an eye towards improving outcomes. We also support employers and committees in fulfilling their fiduciary obligations with respect to compliance and plan management.

Our retirement team's experience and capabilities, with respect to 401(k), profit sharing, money purchase, defined benefit, nonqualified plans and offshore savings arrangements, offer support in all facets of plan management.

We provide advice, guidance and support in the following areas:

Plan Design:

  • Confirming that the plan is meeting defined objectives
  • Evaluating developing practices in both the retirement and your industry
  • Benchmarking against national and industry-specific practices

Administration:

  • Introducing best practices and documenting prudent processes

Compliance:

  • Monitoring and advising of reporting, disclosure and testing requirements
  • Providing guidance on developing regulations and legislation
  • Mitigating the need for corrective measures

Employee education:

  • Reviewing vendor-produced materials for consistency, compliance and overall value
  • Identifying educational opportunities and key messages

Vendor evaluation and selection:

  • Periodically assessing the vendor market to ensure the plan is receiving services that are contemporary, aligned with your objectives and delivered for an appropriate cost

New vendor implementation and change management:

  • Serving as the project manager, holding all parties accountable to execute a successful transition—accurate, timely and compliant

Ascende Wealth Advisers, Inc.

Our wholly owned subsidiary, Ascende Wealth Advisers, was created in 2011 to provide independence, protection and results to retirement plan sponsors and committees in fulfilling their fiduciary obligations with respect to plan investment selection, monitoring, oversight and compliance.

Learn more about our Fiduciary Investment Advisory >